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Credit Karma Does Not Harm Your Credit Rating, and Here Is Why

Credit Karma Does Not Harm Your Credit Rating, and Here Is Why

Credit Karma is a free of charge online solution that permits customers to test their credit rating free of charge. Checking your credit on Credit Karma will not harm your credit rating given that it’s a self-initiated credit inquiry that is soft. A soft credit inquiry is not the same as a difficult credit inquiry for the reason that it actually leaves your credit file untouched. Users can always check their fico scores normally because they want and trust that their credit won’t simply take a hit.

Key Takeaways

  • Credit Karma allows users to test their credit score and report at no cost, without impacting their rating.
  • The solution does not hurt an individual’s credit score since it matters as being a self-initiated inquiry, which can be a soft credit inquiry—versus a difficult inquiry. Lire la suite